Reasons someone would hire Langston Professional ServicesTo many, an appraisal just looks like one more thing on the settlement sheet for a mortgage or refinance. And while there are an increasing number of automated home valuation systems that may appear to be more cost-effective than an appraisal, almost all lenders still call in a local expert because the stakes are very high. You might think that getting a mortgage is the only reason to acquire an appraisal, but there are more situations when the services of a certified, independent real estate professional could be helpful.
Let Langston Professional Services help you appeal your tax assessment in Clallam CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Langston Professional Services is your best evidence when building your case. We're equipped to assist you in disputing your tax assessment.
How can you do away with PMI to lower your mortgage payment?Private Mortgage Insurance, or PMI, is an added insurance policy that most lenders ask homebuyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. Since the extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
If you'd like to get rid of PMI, Langston Professional Services will produce a statement regarding the value of your home. The expense of the appraisal can generally be offset in little time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce can be a very daunting ordeal for both parties, and it is often more complicated by the troublesome decision of who keeps the house. It's a good idea to get an appraisal from Langston Professional Services so both parties are fully aware of the true market value of their home, regardless of the situation.
If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Trustworthy estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the absolute value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal.
Langston Professional Services can assist you in relocating to or from Clallam CountyEmployee relocation can be a stressful event. We know where you're coming from! That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend relocating employees to provide remarks on the positive attributes of their property, as well as information about any recent sales or listings in their neighborhood that they want considered.
Sell your home quickly at the right price with an appraisal from Langston Professional ServicesWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are calculated on our efforts to finish the appraisal report and and aren't related to the sales price.
On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.